SBI General’s Health Insurance Policy - Retail take control of your family’s health. This Policy makes medical
treatment expenses more manageable and ensuring quality health & happiness for your family.
Highlight:
No medical test up to the age of 45 for people with no medical history.
Flexible Plan Options–Metro Plan, Semi Metro Plan & Rest of India.
Free Medical check-up for every 4 claim free years up to a maximum limit of Rs.2,500.
Parental Care, Attendant nursing charge to take care of parents who are above 60 years of age.
Tax rebate available as per provision of Income Tax Rules under section 80-D.
Pre-existing diseases are Covered after 48 months of continuous coverage.
15% of S.I maximum of 25000 per eye, shall be paid for expenses related to Cataract.
Wide Coverage – From Rs.50,000 up to Rs.500,000
Benefit:
Title
Description
Room Rent Limit
1% of S.I per day
ICU Daily Rent Limit
2% of S.I per day
Pre-Hospitalization Expenses
30 Days
Post Hospitalization Expenses
60 Days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
142 Procedures
Pre-Existing Disease / Illness coverage
After 48 months.
Waiting Period for New Policy
30 Days
Co-Payment
10% on admissible claims
Medical Screening
After 45 Years of age.
Free Health Checkup
After 4 claim free years, 1% of S.I max. upto Rs.2500
Ambulance Expenses
1% of SI up to a max of Rs.1500.
Non-Allopathic Treatments
Covered
Donor Expenses
Covered
Attendant Allowance
Yes, Rs 500 or actual above 60 years of age per day up to a max.10 days.
